NatWest, Marple

[Cyberman]

The have worked out the customers they make the most profit from and learned that they don't lose these customers if they close a branch.....   The branches are mostly used by customers that are not profitable.

Returning to a banking theme - I was not happy with NatWest closing and I have just completed the transfer to Nationwide. I used the Current Account Switch Service which transfers all your incoming payments e.g.salary and direct debits. It seems to have gone OK and I can recommend them. Their current a/c gives 5% interest for the first year on up to £2.5k - drops to 1% after 1 year. I also received £100 via their "recommend a friend" scheme - got a mate at work to be my friend. They got £100 too. So NatWest customers - vote with your feet!

BTW NatWest in New Mills has now closed too.

[Razzle24]

Edward Mellor use financial advisors to sell mortgages.

[andrewbowden]

do you know if the vernon are going in with them .

Nope.  Hence why I was wondering.

[amazon]

Given the covernants the building was apparently sold with, I wonder how this all affects the Vernon.

1) The property will be sold subject to restrictions preventing the following uses:

• Businesses involved with money lending
• Pawnbrokers/adult sex shops
• Bookmakers or any other gambling business or outlet
• Banks/ Building Societies
• A4 users (ie bars/public houses)
• The sale of firearms
• The sale of any paraphernalia associated with illegal drugs


Perhaps they get round it because of the principle business.

do you know if the vernon are going in with them .

[andrewbowden]

Given the covernants the building was apparently sold with, I wonder how this all affects the Vernon.

1) The property will be sold subject to restrictions preventing the following uses:

• Businesses involved with money lending
• Pawnbrokers/adult sex shops
• Bookmakers or any other gambling business or outlet
• Banks/ Building Societies
• A4 users (ie bars/public houses)
• The sale of firearms
• The sale of any paraphernalia associated with illegal drugs


Perhaps they get round it because of the principle business.

[ringi]

Given that the directors of Edward Mellor do a lot of property development in their own names, I expect they have got an office "for free" once they have sold off (or rented out) all the bits of the building and land they don't need.

[amazon]

I thought someone may convert it into flats,  but when I saw how much it went for, I  could not make the maths works…….    Edward Mellor' makes much more sense, remember they can put flats on the 1st floor without having to get planning approval……

There's  lots of land at the side as well. Where the car park was.

[ringi]

I thought someone may convert it into flats,  but when I saw how much it went for, I  could not make the maths works…….    Edward Mellor' makes much more sense, remember they can put flats on the 1st floor without having to get planning approval……

[admin]

Here's a picture of the proposed elevations, as Andrew says, the main change is to increase the size of the windows.

It will probably look a lot better actually:

[attachment deleted by admin]

[andrewbowden]

Great detective work! Looks like my rumour may be nearer the mark than I thought.

One of the things that put me off was that the windows were too small for an estate agents and it looks like you've answered that too.

I thought the windows would put off many uses myself.  The thought they could change them never really occurred to me for some reason

[amazon]

How about a pole dancing club?

try long legs .i have no conection but i can get you in for free ,

[admin]

So yeah, basically, it's going to be Marple's newest Vape Shop.

Great detective work! Looks like my rumour may be nearer the mark than I thought.

One of the things that put me off was that the windows were too small for an estate agents and it looks like you've answered that too.

[andrewbowden]

It's interesting what you can find from planning documents.

For example, there was a planning application lodged in October 2017.
http://planning.stockport.gov.uk/PlanningData-live/applicationDetails.do?activeTab=documents&keyVal=OXPMS0PJJ3Y00

The main thing listed is for making the windows bigger.

Now the entire thing is extremely vague.  The documents were submitted by a third party who are specialists in planning.  It doesn't say much about what the new owner wants to do with the building.  Just that they want to make changes.

But look at the plans and there's a client name.

Client name is CEMCO 21 LIMITED.
Who are Cemco 21 Ltd?

Ah, they have a website.
http://www.cemco21.com/

Their website has little on it, but they do property services.  And there's an address.

65-81 St. Petersgate, Stockport, Cheshire, SK1 1DS

Interesting.

Let's search that address on t'internet.

Oh look.  Edward Mellor's Stockport office is at the same address.

Well blow me.

Let's look at Companies House for good measure.
Here we are.  Cemco 21 Ltd.
https://beta.companieshouse.gov.uk/company/08315155/officers

Well knock me down with a feather duster.
Colin Edward Mellor is a director of Cemco 21.

What's that?  He's secretary of Edward Mellor Ltd?  No kidding.
https://beta.companieshouse.gov.uk/company/02139859/officers


So yeah, basically, it's going to be Marple's newest Vape Shop.

[mikes]

How about a pole dancing club?

[the rover]

I heard that it's going to be another dog grooming parlor.